Faster Approvals, Better Terms, Fewer Conditions and Less Hurdles.
Welcome to Switch Private Mortgages. We make it easier to get a private mortgage in Ontario quickly, at a fair price, with less hassle.
No Application? No Appraisal? No Problem.
Before you do the work of completing applications, arranging appraisals or gathering supporting documentation, call us and talk to an underwriter. If we can help, you’ll have an approval before you hang up the phone.
Switch is Where the Easy Money Lives
With hundreds of lenders competing to fund the next approved loan, you get the best terms with the least number of conditions and more exceptions, every time. Getting approved doesn’t get easier. Talk to an underwriter on demand.
Get more with Switch
Private mortgages aren’t cheap so we’re always looking for ways to save you money. With Switch you’ll pay less in legal fees and you’ll get cash back on closing every time!
Get the lowest price every time with RATEScore
Canada’s first and only standardized private mortgage pricing system will save you time and your client’s money. Watch the video, then click below to learn how.
How to do business with Switch.
We make it easier to get a private mortgage. Click below to learn more about our approach to private mortgage lending, the RATEScore underwriting system we use to approve and price loans and how to get from approval to closing the quickest way possible.
Our Approach
We don’t make money unless we lend money. You can count on us to look for ways to say yes, not the other way around.
The RATEScore System
RATEScore makes sure your clients get the best terms available from hundreds of private lenders across Canada in minutes. No more shopping required.
Approval & Fulfillment
Work with one dedicated underwriter from approval to closing. It’s the most efficient way for you to make more money in less time.
Making it easy isn’t just our mission, it’s how we survive.
Private mortgages from Switch are funded by individual Canadian investors who are just as tired of underperforming investments from their banks as borrowers are of being declined for a mortgage without good reason. You can count on us to make every effort to approve your loan quickly and at a fair price because without you, we have nothing to invest in.
- Flexible Guidelines
- Faster Approvals
- Lower Rates
- Fewer Conditions
- Quick Closings
Private mortgages by Switch provide Canadian investors with above average, fixed annual returns while making it easier for borrowers to access the equity in their homes.
Get all your questions answered now!
We work with over 20,000 mortgage agents and brokers all over Ontario and many of them ask us the same questions. Click below to see the answers to the ones we hear most often.
Pay Less
We make it easier to get a private mortgage. Click below to learn more about our approach to private mortgage lending, the RATEScore underwriting system we use to approve and price loans and how to get from approval to closing the quickest way possible.
Borrower cashback
Click here to find out how to earn cashback at closing for your clients.
Talk to an underwriter on demand. Book the time that works for you.
Broker life is busy, we get it. Complete this form to schedule a time that works for you to discuss your client’s circumstances with an underwriter over the phone. We’ll call you at the requested time and do our best to work out a customized solution for them before you hang up.
