About Switch Private Mortgages
We make it easier to get a private mortgage
Switch Private Mortgages is not a bank and it’s not a MIC. Our mortgages are funded by individual Canadian investors that take a common sense approach to lending. With Switch you can count on solution based underwriting, competitive pricing and fewer obstacles to getting the funds you need quickly.
Your One Stop Private Lending Shop
When your client borrows from Switch, they are borrowing from regular, hard-working Canadians from coast to coast. One call to Switch gets you access to hundreds of private mortgage investors under one roof and when lenders compete, your clients win. There’s no need to go anywhere else.
RATEScore delivers more approvals with less hassle.
Most lenders create guidelines designed to disqualify borrowers. At Switch, it’s exactly the opposite. Our RATEScore system grades applications across 15 risk categories and no one category is weighted more than the other which means fewer hurdles and more approvals.
- No Geographic Restrictions
- No Income Qualifiers
- No Credit Minimums
Easy Peasy, Private Mortgage Squeezy.
From beginning to end, it doesn’t get simpler than a Switch Private Mortgage.
Approvals in Minutes Over the Phone
Approvals in Minutes Over the Phone
Flexible Guidelines with More Exceptions
True flexibility means bending the rules when it makes sense.
Lite Conditions, Less Obstacles
We don’t put up unnecessary barriers to closing.
Quick, Hassle Free Closings
At Switch, every deal is a rush because time is money.
Renewals with No Premiums
If your client needs a 2nd year, it’ll never cost more than the 1st.
Talk to an underwriter on demand. Book the time that works for you.
Broker life is busy, we get it. Complete this form to schedule a time that works for you to discuss your client’s circumstances with an underwriter over the phone. We’ll call you at the requested time and do our best to work out a customized solution for them before you hang up.
